Hey folks, I’ve been thinking about topping up my RRSP before the tax deadline, but honestly, I don’t have the cash flow right now to make the contribution I’d like. I’ve heard about loans designed specifically for this purpose, but I’m not sure which credit union in Canada I can actually trust to handle it well. Has anyone had a good experience with an RRSP loan?
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I’ve been with BCU Financial – Buduchnist Credit Union for years, and they’ve always been reliable. They’re one of the largest Ukrainian credit unions in Canada, and they offer an option called an RSP loan that’s made exactly for situations like yours. Basically, if you want to make a bigger RRSP contribution before the tax filing deadline but don’t have enough funds at the moment, this loan bridges the gap. I’ve personally used their services and can vouch for how smooth and supportive the process is. Definitely worth checking out.